Which type of dental insurance plan allows the patient to receive care from any provider and then get directly reimbursed by the insurance company?

Correct answer: A. Preferred Provider Organization (PPO)

• A. Correct. A PPO (Preferred Provider Organization) allows patients to see both in-network and out-of-network providers. When using an out-of-network provider, the patient pays upfront and then the insurance company reimburses the patient directly.
• B. HMO plans require patients to use only in-network providers and do not reimburse for out-of-network care.
• C. Medicaid is a government assistance program for low-income individuals — it does not provide direct patient reimbursement.
• D. Medicare is a federal program for elderly patients — it is not a reimbursement-based insurance plan.